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YOUR PRIVACY IS IMPORTANT TO US
The information contained in this policy is being provided to our customers to meet federal guidelines.  It is not a change in policy for Mercer County State Bank - your privacy has always been important to us and we take every measure to safeguard the information that you provide in order to conduct business with us.  The following privacy policy explains how we use and protect the information received from our customers.  We ask that you read it carefully.
 

Rev. January 2011

FACTS

WHAT DOES MERCER COUNTY STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number 
• Account balances
• Payment history

• Transaction or loss history
• Credit history
• Checking account information

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Mercer County State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Mercer County State Bank  share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - 
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -  information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -  information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit our
sharing

• Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 724-376-7015

       

 

 

 

 

 

Mail-in Form 

 

  

Mark any/all you want to limit:
[  ] Do not allow your affiliates to use my personal information to market to me. 

Name 

  Mail To: 
Mercer County State Bank Opt-Out
P.O. Box 516
Sandy Lake, PA 16145

Address 

 

City, State, ZIP 

 
   
   
   

What We Do

 

How does Mercer County State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate

How does Mercer County State Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account  
• Apply for a loan
• Give us your income information

• Give us your employment history
• Give us your contact information 
 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes - information about your
   creditworthiness 
• affiliates from using your information to market to you 
• sharing for nonaffiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing. 

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 
Our affiliates include:
  
Companies with a MCSB McQuiston/Hume Insurance name

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. 
Mercer County State Bank does not share with nonaffiliates so they can market 
  to you.
 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
Mercer County State Bank doesn't jointly market.

 

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