Its here!  Internet Banking and Bill Payer

Mercer County State Bank is proud to announce our new "Internet Banking" and "Bill Payer" products are available.  Now you can enjoy our “Online Anytime” banking convenience right in your own home.

Internet Banking, Bank when you want, where you want, and how you want.  Mercer County State Bank is providing Internet Banking at no charge to customers with a Debit MasterCard. The convenience of banking 24-hours a day, 7 days a week from your home or office PC.  Our Internet Banking product will offer you on-line, “real-time” features and functions that will include:

24-hours a day, 7 days a week access to your detailed account information.
Account information can be exported to third-party software, such as Money™, Quicken™, and QuickBooks™.
Statement retrieval and printing capabilities.
Check Image retrieval and printing capabilities.
On-line fund transfers between Mercer County State Bank’s accounts.
On-line Loan Payments to Mercer County State Bank’s accounts.
Stop Payments can be entered.
Bill Payment options available.

We want you to feel secure in your relationship with us, whether you're in our lobby or on our web site. Policies, procedures, security and privacy training, and alert employees protect you in the Lobby.  We've taken this same level of commitment to our presence on the web.

Mercer County State Bank researched the best way to offer you the convenience of Internet Banking while ensuring the integrity of your sensitive information. Our Internet Banking program is housed on secure, state-of-the-art servers, and all banking activity takes place behind multiple levels of protection from outside intrusion or interference. Plus, all transmission of data is protected by 128-bit encryption, the highest form available.  Download 128-bit encryption.

Mercer County State Bank is very pleased to offer you the convenience of Internet Banking and the peace of mind you demand whether you're standing in our lobby or visiting us on the web.

To enroll, simply visit your nearest Mercer County State Bank office and complete an application.  Once we gather some basic security information from you, we will process your application and have you banking online in no time at all!  New applications are generally processed within 3 – 4 business days.  An e-mail will be sent to you notifying you when the Internet Banking enrollment process is completed.


Click on the “demo” button above to get a quick look at our newest product.  Also, click on Internet Banking - Frequently Asked Questions for more information.  If you decide you want this free service, contact any of our offices to obtain more information.

How do I download my Internet Banking account information to my Money Management Software like QuickBooks?
To export transactions into your personal finance application, select the appropriate Transaction Export options located in the Transaction Menu and click the "Export" button. Your files will be saved to disk. Once you have logged on to your personal financial application, you can then import these files from their saved location. Account transactions may be downloaded to Quicken, QuickBooks, Microsoft Money, or as a CSV file.

Select the appropriate file type from the following list:

Comma Separated File (.CSV)
  • Single Column (.CSV)
Quicken (.QIF)
Microsoft Money (.OFX)
QuickBooks (.IIF)

Then click the "Export" button to complete the process. The following transactions can be exported:
Previous Business Day
Current Statement
Previous Statement
Since Last Logon
Recent Transactions
Selected Date Range within the Current and Previous Statement cycles

You can export Items from Internet Banking after each statement is produced into QuickBooks:
1).    Sign on to Internet Banking from Banks Home Page:

          • Enter Access ID
 • Select Transaction Export (in Start drop down)
          • Click on: Log In – Online Banking button
         • Key in your password
         • Click on: Submit button
         • Select Account from the account Tab (if applicable)

2).     Export Items:

       • Cycle: Previous Statement
        • Export Format: QuickBooks (.IIF)
        • Click on: Export
        • Click on: Save
        • Click on: Save In & Select: (Location you would like to save file)
         • Click on: Open
        • File Name:  (the name you would like .IIF) 
        • Click on: Save
        • Click on: Yes (to replace old file if applicable)
        • Click on Close
        • Click Log Off Button 

Import an IIF file into your QuickBooks data file which enables you to import lists and transactions.
QuickBooks Detailed instructions:

1.    Log in to your data file as the Administrator.

2.    Switch to single user (SU) mode.

3.    Since you cannot undo an import, you must backup your company file before proceeding.

4.    Go to File > Utilities > Import > IIF Files.

5.    Navigate to the location of your IIF file and highlight the file.

6.    Click Open.

7.    QuickBooks pops a message confirming your data has been imported.

8.    Click OK on the message.

Note: Support for importing IIF files created with third party software is the responsibility of the third party software.

Intuit – QuickBooks – Support Document - KB ID# HOW19695
If these steps do not resolve the issue, you can read discussions and post messages and questions relating to your issue on the
Intuit QuickBooks Community site for free or you can contact a technical support agent for additional guidance. Fees may apply.

Bill Payer,
is an add-on feature to the Internet Banking product. Customers may pay all their bills online by providing basic account information for their provider. Once approved, you will be able to pay most of your bills through Bill Payer – your dentist, babysitter, utility companies, credit cards, and much more!  No more postage stamps and checks to write out each month!  You will save on postage as well as check order expenses. Payment is submitted electronically or by check depending upon the abilities of the receiver. Customers may schedule either one time or recurring payments. Payment must be made from a checking account. Bill Payer is FREE with monthly account activity. Contact any of our Mercer County State Bank offices for more information.  An e-mail will be sent to you notifying you when the Bill Payer enrollment process is completed.


Click on the “demo” button above to get a quick look at our newest product.  Also, click on Bill Payer - Frequently Asked Questions for more information.  If you decide you want this service, contact any of our offices to obtain more information.

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