CHECKING:	LOANS:
BASIC PERSONAL CHECKING	DEMAND NOTES
PERSONAL CHECKING	TIME NOTES
BASIC SMALL BUSINESS CHECKING	HOME EQUITY LOANS
BASIC SMALL BUSINESS WITH INTEREST CHECKING	INSTALLMENT LOANS
BUSINESS ADVANTAGE CHECKING	FIXED RATE MORTGAGE LOANS
HI-FI MONEY MARKET CHECKING	VARIABLE RATE MORTGAGE LOANS
BUSINESS HI-FI MONEY MARKET CHECKING	SBA LOANS
HOMETOWN ADVANTAGE CHECKING	PERSONAL CREDIT LINE
QUALITY CHECKING	CONSTRUCTION MORTGAGE LOANS
QUALITY BUSINESS CHECKING	HOME EQUITY LINES OF CREDIT LOANS
PREMIUM CHECKING ACCOUNT
PUBLIC ACCOUNT
PUBLIC WITH INTEREST ACCOUNT
eCHECKING ACCOUNT
HOME FREE CHECKING ACCOUNT
OVERDRAFT PROTECTION OPTIONS
SAVINGS:
CHRISTMAS CLUB SAVINGS
STATEMENT SAVINGS
BUSINESS STATEMENT SAVINGS
CERTIFICATES OF DEPOSIT
PREFERRED CERTIFICATES OF DEPOSIT
INDIVIDUAL RETIREMENT ACCOUNTS
ROTH INDIVIDUAL RETIREMENT ACCOUNTS
COVERDELL EDUCATION SAVINGS
OTHER SERVICES:
AUTOMATIC TELLER MACHINES	CASH ADVANCES
INTERNET BANKING - Log In	INTERNET BANKING - BILL PAYER - Log In
TELEBANC (24 Hour Banking)	EE SAVINGS BONDS / I BONDS
CASH SUBSTITUTES	MERCHANT PAYMENT SYSTEM
DIRECT DEPOSIT	WIRE TRANSFERS
DEBIT MASTERCARD	SAFE DEPOSIT BOXES (contents are not FDIC insured)
NIGHT DEPOSITORY	SWEEP ACCOUNTS (not FDIC insured)
BUSINESS DEBIT MASTERCARD
BANK BY MAIL
GIFT CARDS	ONSITE BANKER