about MasterCard® SecureCode. Use the links
below to jump to specific topics, or scroll down
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Up for MasterCard SecureCode
with MasterCard SecureCode
About MasterCard SecureCode
MasterCard SecureCode is a new service to
enhance your existing MasterCard account. A
private code means added protection against
unauthorized use of your card when you shop at
participating online merchants.
MasterCard SecureCode work?
Once you've registered and created your own
private SecureCode, you will be automatically
prompted by your financial institution at
checkout to provide your SecureCode each time
you make a purchase with a participating online
merchant. Your SecureCode is quickly confirmed
by your financial institution and then your
purchase is completed. Your SecureCode will
never be shared with the merchant. It's just
like entering your PIN at an ATM.
MasterCard SecureCode protect me?
When you correctly enter your SecureCode during
a purchase at a participating online merchant,
you confirm that you are the authorized
cardholder and your purchase is then completed.
If an incorrect SecureCode is entered, the
purchase will not be completed. Even if someone
knows your credit or debit card number, the
purchase cannot be completed without your
SecureCode at a participating merchant.
the system requirements for MasterCard
MasterCard SecureCode works with most browsers.
Please be advised software which prevents pop-up
windows may interfere with your use of
Sign Up for MasterCard SecureCode
do I use? Will I need to get a new card to use
You will be able to use any of your existing
MasterCard credit or debit cards, as long as the
cards are from a participating financial
institution. If you're not sure if your
financial institution provides this service,
please review our list of
participating financial institutions. If you
don't see your financial institution listed,
check back frequently.
cards can I register with MasterCard SecureCode?
We encourage you to register all of your
MasterCard cards. There is no limit on how many
cards you can register.
Shopping with MasterCard SecureCode
I shop with MasterCard Secure Code?
To view a list of participating SecureCode
here. Please check back periodically to see
which new merchants have been added to the list.
When buying from merchants who do not yet
participate in SecureCode, you will still be
protected from unauthorized purchases with Zero
Liability from MasterCard.
How do I
know whether a merchant participates in
Most participating merchants will display the
MasterCard SecureCode logo on their site.
However, even if you don't see the SecureCode
logo, the merchant may still be a participant
and you will be prompted to provide your
the online merchant know that I'm registered for
When you use a card that is enrolled in the
MasterCard SecureCode program at participating
online merchants, the merchant automatically
recognizes your MasterCard card number during
happens when I use my SecureCode at a
There is no need to login or sign in. When you
make a purchase at a participating merchant and
enter your registered MasterCard payment
details, you will automatically be prompted by
Mercer County State Bank to enter your
SecureCode. After reviewing the details of your
purchase and confirming that your Personal
Greeting is correct, simply type in your
SecureCode to complete your purchase.
What is a
The Personal Greeting is a message that you
create during sign-up. Each time you make an
online purchase at a participating merchant, you
will be prompted to enter your SecureCode. At
this time, you'll see your Personal Greeting and
other purchase details. The Personal Greeting is
your assurance that you are communicating with
Mercer County State Bank. If the Personal
Greeting displayed in the pop-up box is
incorrect, you should not enter your SecureCode,
but should instead contact Customer Service
immediately by calling the phone number on the
back of your enrolled MasterCard card, to report
a possible fraud.
SecureCode change the online purchase process?
The online purchase process will not change
except that now you will be prompted to provide
your SecureCode during checkout. Your SecureCode
will never be revealed to the merchant during
the checkout process.
Will I be
able to make purchases at merchants that accept
MasterCard but do not participate in the
MasterCard SecureCode program?
Yes, you will not be asked for your SecureCode
during these purchases. You will continue to be
protected from unauthorized purchases by
Zero Liability from MasterCard.
I am a
merchant who would like to offer SecureCode to
my customers. How do I get more information?
For information on participating in the
MasterCard SecureCode service please visit
Security and Privacy
SecureCode different from Zero Liability?
Using MasterCard SecureCode provides added
security to prevent your cardfrom unauthorized
use, and Zero Liability provides coverage if
your card has been used fraudulently.
I view Terms and Conditions of the SecureCode
Please visit Mercer County State Bank's website
for the Terms and Conditions specific to your
Please visit Mercer County State Bank website to